Refinance Your Mobile Home with Confidence

Make Mobile Home Refinancing Possible with Nations Lending

Nations Lending specializes in flexible, affordable refinancing options for mobile homeowners. Whether you’re looking to reduce your monthly payments, secure a lower interest rate, or adjust your loan terms, our mobile home refinancing solutions are designed to help you achieve greater financial stability. Our team is here to make the process smooth, fast, and focused on your unique needs.

Start here to get qualified

What is the ZIP Code for the property?

Available everywhere except HI, NY, and DC.

house purchased with bridge loan

How it works

We guide you through the refinancing process so that you can understand every step.
1
Evaluate Your Goals – Whether it’s lowering your interest rate, adjusting your loan terms, or getting cash out, we’ll help you determine the best approach.
2
Get a New Loan – Your current loan is replaced by a new one with better terms or lower payments.
3
Enjoy Savings – Benefit from reduced monthly payments, more favorable rates, or extra cash if you opt for a cash-out refinance.

Unlock savings with lower interest rates and payments.

Flexible refinancing terms tailored to fit your budget.

Streamlined process with personalized support at every step.

Trusted nationwide, with options for mobile homeowners in almost every state.

young couple packing

Top Benefits of Mobile Home Refinancing

Access Cash from Equity

Cash-out refinance options allow you to use your mobile home equity for major expenses like home improvements or debt consolidation

Flexible Terms

Choose a term that fits your financial goals, from short-term savings to long-term stability.

Lower Your Monthly Payments

Enjoy reduced payments by refinancing to a lower rate or extending your term.

Get Cash in Hand with a Cash-Out Refinance

Conventional cash-out refinances offer an option for homeowners looking to access cash through their home equity. The minimum equity requirement to qualify is typically around 20%, though this can vary by lender. The property you refinance must be your primary residence, and you’ll need to be current on your mortgage payments for 6-12 months depending on the lender. A new appraisal is mandatory to determine your home’s current market value and establish the maximum loan amount you can qualify for.

  • Must have 20% minimum equity
  • Must be primary residence
  • Mortgage payments must be current
  • New appraisal is needed

Cash Out Refinance FAQs

How can mobile home refinancing save me money?

Refinancing can reduce your interest rate and monthly payments, which leads to long-term savings.

Can I get cash out of my mobile home equity?

Yes, our cash-out refinancing options allow mobile homeowners to access cash from their equity for big expenses or to pay off debt.

What do I need to qualify for mobile home refinancing?

Qualifications may include your credit score, income, and home value. Contact us to learn more about your eligibility.

Start Your Mobile Home Refinance Journey Today

Take the first step toward financial freedom. Nations Lending offers expert guidance to help you achieve your refinancing goals for your mobile home. Available across the U.S. except in HI, NY, and DC.