Bridge Loans for Real Estate Investors
Fast Capital for Time-Sensitive Real Estate Deals
Seize opportunities, solve timing gaps, and close fast with flexible short-term financing.
Bridge loans are short-term, interest-only loans designed to help real estate investors quickly finance a purchase or refinance — especially when timing, liquidity, or competitive bidding is critical. Use them to acquire a property before selling another, fix short-term cash flow issues, or position yourself for long-term financing.
Get matched with a bridge lender in 60 seconds. No income docs. Fast closings.
🌉 Why Choose a Bridge Loan?
Move fast and stay flexible in any market.
- ✅ Close in 5–14 days
- ✅ No income verification or DTI checks
- ✅ Ideal for delayed financing or fast closings
- ✅ Use for purchase, refinance, or cash-out
- ✅ Available for residential 1–4 unit and small multifamily
- ✅ Loan terms from 3 to 24 months
Use Case Example: An investor needed to close on a new rental acquisition before liquidating another property. A bridge loan covered 80% of the purchase price, allowing a same-week close. Once their other property sold, the investor paid off the bridge loan and refinanced into a DSCR loan for the long term.
💡 How Bridge Loans Work
Bridge loans provide fast capital based on the value of the property — not your income or tax returns. They’re typically interest-only with balloon payments due at the end of the term.
Typical Terms:
- 6–24 month terms
- Loan-to-Value (LTV) up to 75–80%
- Interest-only monthly payments
- No prepayment penalties (in most cases)
- Quick close with minimal documentation
Common Uses:
- Purchase before selling another property
- Delayed or post-auction financing
- Cash-out equity to renovate or stabilize
- Gap financing until long-term loan is in place
Bridge Loan FAQs
Bridge loans are similar but often offered by institutional lenders with better rates and faster approvals.
No. These loans are asset-based and do not require tax returns or W-2s.
1–4 unit residential, small multifamily, and mixed-use (with residential component).
Yes. Many investors use bridge loans for cash-out to fund additional deals or renovations.
Absolutely. Most bridge lenders prefer or require entity-based borrowing.
Get Matched with a Bridge Loan Lender Today
See your options in 60 seconds — no credit impact.
Fast. Flexible. No income docs required.
🧠 Want to Learn More First?
- Bridge Loans 101: The Investor’s Guide
- Bridge vs Hard Money: What’s the Difference?
- How to Exit a Bridge Loan with DSCR Financing
