Use our free DSCR calculator below to check your property’s cash flow—and take the next step by getting prequalified for financing.
Educational Tool Only • Results Not Guaranteed • Consult Licensed Professionals
This calculator provides estimates for educational purposes only. Results do not constitute pre-qualification, loan approval, or personalized financial advice. Actual loan terms, rates, and qualification requirements are determined by individual licensed lenders based on your specific financial situation, credit profile, and property details. Always verify calculations and consult with qualified mortgage professionals for accurate, personalized guidance.
Forget about those tricky personal income requirements—DSCR loans only care about your property’s performance. That means less hassle for you and more opportunity to scale your investments. Think about it
You’re aiming for a DSCR of 1.25 or higher. That’s like saying your property makes 25% more than what’s needed to cover the debt. The higher, the better. If your DSCR is above 1.5? You’re in prime position. Below 1? You’ve got some work to do.
