Financing real estate investments can be complex, especially when dealing with leasehold properties—a form of ownership where investors lease the land from a separate entity but own the structure or improvements on it. These arrangements are common in coastal cities, resort communities, and urban redevelopment zones. While many traditional lenders are hesitant to finance leasehold interests, (Debt Service Coverage Ratio loans) offer a viable and flexible financing solution based on property income rather than personal income or land ownership.



