Every rental property needs proper insurance coverage. Landlord insurance protects your investment against property damage, liability claims, and lost rental income — risks that standard homeowners insurance does not cover. Compare costs, coverage options, and top providers to find the right policy for your portfolio.
$1,516
/year
~25%
more on average
3
dwelling, liability, loss of rent
Covers the physical structure of your rental property against fire, storms, hail, vandalism, and other covered perils. Typically provides replacement cost coverage to rebuild or repair the property.
Protects you against lawsuits if a tenant, guest, or visitor is injured on your property. Covers legal defense costs and settlements, typically up to $1 million or more.
Reimburses the rental income you lose when a covered event (fire, storm damage, etc.) makes your property uninhabitable during repairs. Keeps your cash flow protected.
We have reviewed the leading landlord insurance companies for real estate investors. Compare features, get quotes, and find the right coverage for your portfolio.
Flexible coverage
Customizable endorsements, nationwide, guaranteed replacement cost
Customizable policies
Multi-property discounts, inflation protection, Fortune 100
Tech-forward
25% avg savings, 5-min quotes, platform integrations
Built for landlords
Quotes in 60 sec, all 50 states, STR & vacant coverage
Compare average landlord insurance costs, top providers, and coverage requirements for every state.
Steadily specializes in landlord insurance and offers competitive rates in all 50 states. Get a quote in under 60 seconds — no phone calls, no waiting.
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