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Internal Rate of Return

Market & Analysis

Definition

The annualized rate of return that makes the net present value of all cash flows from an investment equal to zero.

Internal rate of return (IRR) accounts for the time value of money and provides a single percentage that represents the annualized return of an investment over its entire holding period. Unlike cash-on-cash return or cap rate, IRR factors in all cash flows including the initial investment, ongoing cash flow, tax benefits, and the eventual sale proceeds. A higher IRR indicates a more profitable investment on a time-adjusted basis. Real estate syndicators and institutional investors typically target IRRs of 12-20% depending on the risk profile. IRR is particularly useful for comparing investments with different holding periods and cash flow patterns.

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