Analyze any rental property in one place — enter the numbers and see cash flow, cap rate, cash-on-cash return, DSCR, and GRM instantly.
A rental property has to clear several tests before it’s a good buy — and they pull in different directions. This analyzer takes one set of inputs (price, rehab, financing, rent, and expenses) and returns the metrics that matter together: cash flow, cap rate, cash-on-cash return, DSCR, GRM, total cash needed, and the 1% rule. Change any input and every number updates, so you can size up a deal in seconds and stress-test it.
There’s no single threshold — it depends on your market and strategy. Generally, investors want positive monthly cash flow, a cash-on-cash return that beats their alternatives, and a DSCR a lender will accept. Appreciation-focused markets often show thin cash flow and low cap rates; cash-flow markets show the reverse. Use the analyzer to compare deals on the same basis, and always pad your expense and rehab estimates.
Once a deal pencils out, line up the financing. Compare a DSCR loan for the hold, a hard money loan if it needs rehab first, and run the rehab numbers with the ARV Calculator. When you’re ready, get matched with investor-friendly lenders.
Get matched with lenders who specialize in investment property financing. No obligation, no credit check.
Get MatchedA deal analyzer takes a property's price, financing, rent, and expenses and calculates the key investment metrics together — cash flow, cap rate, cash-on-cash return, DSCR, gross rent multiplier, and total cash needed — so you can evaluate a rental property quickly and consistently.
Capture your all-in cost (price + rehab + closing), set your financing to compute the mortgage, enter realistic rent with a vacancy allowance, then subtract operating expenses (excluding the mortgage) to get net operating income. From there you derive cash flow, cap rate, cash-on-cash return, and DSCR — and read them together.
Monthly cash flow (what you keep after all costs), cash-on-cash return (cash flow relative to cash invested), cap rate (unleveraged return), and DSCR (whether the income covers the debt — what lenders check). GRM and the 1% rule are fast price-to-rent screens.
It depends on your market and alternatives — many buy-and-hold investors target a high single-digit to low double-digit cash-on-cash return, but appreciation-focused markets often show less. Compare deals on the same basis rather than to a fixed national number.
Yes. The analyzer is completely free to use, with no signup required. You can copy a shareable link that reopens the analysis with your numbers.
Free cap rate calculator for rental property. Enter purchase price, rental income, and operating expenses to find your capitalization rate and NOI instantly.
Calculate the debt service coverage ratio for any investment property. Enter rental income and loan details to see if your property meets lender DSCR requirements and qualifies for investor financing.
Evaluate rental property cash flow, cap rate, and cash-on-cash return. Input rental income, operating expenses, and financing details to determine if a property meets your investment criteria.
Free ARV calculator. Estimate a property's after-repair value from comparable price per square foot, then find your max offer with the 70% rule.